Discover the benefits of 01 Insurance
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We are a one-stop, one-shop, online insurance agency. Explore our insurance products below.
Homeowners insurance provides protection for the house as well as the items located inside the home. It also serves as liability insurance to protect the homeowner against injuries which may occur on their property.
Whether you’re a contractor, restaurant owner, art studio, or just about anything else, our specialized agents examine your business, explain your coverage options, and get you a tailored solution.
Commercial vehicles are the lifeline of your business. We’re experts in getting everything from small minivans to 18-wheelers insured with the right coverage, quickly, and cost-effectively.
Health Insurance
Compare quotes for family, indiviual or business health insurance. Save time and money.
Instant Healthcare Savings
PrudentChoice™ is not health insurance – we offer a comprehensive discount healthcare program, designed to make healthcare affordable for everyone.
As a member you and your family can save from
10%-50% on a wide variety of healthcare services every time you use the program. The more you use PrudentChoice™, the more you’ll save.
* NO Contracts
* NO Hassles – JUST SAVINGS
* Everyone is Accepted
The PrudentChoice™ healthcare network includes more than 700,000 participating provider locations nationwide. A comprehensive screening process ensures that providers are among the most cost-effective and quality-conscious in their respective geographic and specialty areas.
US Life Insurance Quote
Protect your family with life insurance.
Life insurance gives your family protection and peace of mind. It’s also fairly inexpensive, especially if you shop around. We make it simple to compare multiple life insurance quotes from top companies. Just enter some basic information to see the discounts and coverage options available from our partners. It’s easy to get an online life insurance rate you can afford.
We think you should research and buy life insurance the way you want. When it’s time to talk to someone about your life insurance quotes, you can call or have a licensed agent call you. Getting a good deal from a brand-name life insurance company doesn’t need to be hard. We love insurance, and we’re here to help.
Custom Health Plans
Find Affordable Medical Insurance Plans
* Individual and Family
* Health Insurance
* Short-term Health Insurance
* Student Health Insurance
* Health Savings Accounts
* Dental Insurance
* Discount Cards
* Small Business
* Health Insurance
Compare Auto Insurance Quotes
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Compare Auto, Homeowner, Health Insurance Quotes
Everyone knows that insurance premiums can be affected by your credit history or perhaps a spotty driving record in the case of auto insurance. But few people realize that an insurance company’s loss experience is one of the biggest factors for determining how much they will pay for coverage. How so? Well, say for example an insurance company paid out a large amount of homeowner insurance claims due to a particularly catastrophic year of floods and fire damage. The same insurance company may also provide auto insurance coverage. To compensate for the losses experienced under their home owner insurance division, they may raise premiums for their car insurance customers even if they had no accidents or tickets. Or, they could simply increase the insurance prices for house insurance policyholders in another state.
Insurance is a business, and like any other business it needs to generate profit. Monetary losses from an excessive amount of insurance claims are usually shifted to the consumer in the package of higher insurance premiums. If the insurance company had an extremely profitable year, they may lower rates to attract more customers and increase the number of policyholders they have. For this reason, insurance rates vary greatly from one company to another.
Health and life insurance rates are very low right now in this competitive insurance industry. However, some health and life insurance companies offer low initial rates to gain insurance customers and then gradually increase these teaser insurance rates over time. The best way to ensure you are getting the best price for your insurance needs is to review your policy rates regularly and compare them against what other competing insurance companies are offering. You can do this by requesting insurance quotes from multiple insurance companies.
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